I really hate days like this. I've been binge eating for almost two days now. I've had my head buried, hiding away from the world and from my responsibilities, mainly because I just don't want to deal with them right now. I've spent the better part of today, sitting at my desk, trying to declutter. The trash was easy enough to deal with but all the other stuff, I just shuffled from one spot to another.
Last week, the bank made an error and subtracted Jason's deposit instead of adding it. I called them as soon as I noticed (the next day) and got that corrected. Today, I noticed that they credited me all of my overdraft fees, except $10.00. I have to call about that. I also noticed that three checks that they made marked as cleared, they then turned around and NSF'd. I have to call my hair dresser on Wednesday and find out if she got paid. One of the other checks went to our Church and the 3rd went to pay off a bank loan at another bank. Now I have to research all of these and figure out the damage.
All of this sent me in the wrong direction. I hate crap like this. It's one of the reasons why my financial life is such a mess. We talk about doing better, but don't. I just don't look at what's in the bank but then I'm afraid to spend money because I don't know how much money I have in the bank. We are always on the brink of financial disaster.
I just finished watching "The Money Class" by Suze Orman. I have that particular book also. I learned alot but have yet to act on it. My goal for this upcoming week is to look at our finances. Try to get Jason to look also and then start working on a plan. We are getting ready to start a Dave Ramsey workshop through the Church . I'm really looking forward to this. Maybe by looking at our bills and our spending now, this will put us a little ahead of the game.
On a positive note - I did donate a small bag of food to Scouting for Food with the Boyscouts and Cubscouts today. It was really sad becasue we really have no food in the pantry. I need to buy groceries. I put a can of pinto beans, a can of rotel, a can of chicken broth and a bottle of syrup. I guess it's better than nothing.
Last week, the bank made an error and subtracted Jason's deposit instead of adding it. I called them as soon as I noticed (the next day) and got that corrected. Today, I noticed that they credited me all of my overdraft fees, except $10.00. I have to call about that. I also noticed that three checks that they made marked as cleared, they then turned around and NSF'd. I have to call my hair dresser on Wednesday and find out if she got paid. One of the other checks went to our Church and the 3rd went to pay off a bank loan at another bank. Now I have to research all of these and figure out the damage.
All of this sent me in the wrong direction. I hate crap like this. It's one of the reasons why my financial life is such a mess. We talk about doing better, but don't. I just don't look at what's in the bank but then I'm afraid to spend money because I don't know how much money I have in the bank. We are always on the brink of financial disaster.
I just finished watching "The Money Class" by Suze Orman. I have that particular book also. I learned alot but have yet to act on it. My goal for this upcoming week is to look at our finances. Try to get Jason to look also and then start working on a plan. We are getting ready to start a Dave Ramsey workshop through the Church . I'm really looking forward to this. Maybe by looking at our bills and our spending now, this will put us a little ahead of the game.
On a positive note - I did donate a small bag of food to Scouting for Food with the Boyscouts and Cubscouts today. It was really sad becasue we really have no food in the pantry. I need to buy groceries. I put a can of pinto beans, a can of rotel, a can of chicken broth and a bottle of syrup. I guess it's better than nothing.
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